Loan & mortgage calculator
Monthly payment, total interest and payoff schedule for any loan.
Payment type
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Monthly payment
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Total paid
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Total interest
Runs locally in your browser. Nothing is uploaded.
How to use
- Enter the amount, annual rate and term.
- Choose annuity (equal) or declining payments.
- See the payment, total cost and the month-by-month schedule.
Questions
Annuity vs declining payments?
Annuity keeps the payment constant. Declining starts higher and falls every month; total interest is lower.